ADM (Archer Daniels Midland) – Pivot to High-margin

Products – 13 April 2021

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Specialist:

Title:

Paul Woolard (PW)

Former Director, Strategy, Business Development & M&A, Corn Processing at Archer Daniels

Midland Co

Moderator: Nyree Hinton (NH), Third Bridge Sector Analyst

Agenda:

1. ADM's (NYSE: ADM) Ag Services & Oilseeds business update

2. Impact of input cost inflation and international trade relations on margin

3. Human and animal nutrition innovation

4. Operational inefficiencies

Contents

Q: Could you give an overview of the food ingredient and processing industry? What are the main categories,

3

drivers and competitors?

Q: What industry trends were you monitoring pre-coronavirus?

Q: Could you outline the different businesses ADM [Archer Daniels Midland] operates in and how the

company has been impacted by coronavirus?

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Q: Could you elaborate on the advantages of ADM’s global network of processing, storage and transportation

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assets? You mentioned scale is important in this industry.

Q: What are the challenges of ADM’s very diversified business model?

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Q: Do you think ADM has the critical scale across each region it has a presence in? You mentioned one of its

deals being blocked six or seven years ago.

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Q: Are there any other international markets you think ADM has an opportunity to expand in besides

Africa? Can you elaborate on the opportunity of Africa, since it’s under-penetrated?

6

Q: ADM has been through a number of business cycles of shedding and purchasing different assets. What

criteria does ADM use when determining a group or a business no longer sits with the overall strategy?

Q: What role have high commodity prices and freight costs played in ADM’s profitability and near-term

margin outlook?

Q: Could you give an overview of agricultural services, oilseeds and carbohydrate solutions and how ADM

has maintained its market leadership in these business lines?

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7

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Q: Ingredion has made significant headway with its core and speciality ingredients. Could you talk about the

competitive profiles of the two companies and how Ingredion is making significant headway in those

categories compared to ADM?

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Q: What are the key factors driving growth in the agricultural services and oilseeds businesses?

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Q: Could you give an overview of ADM’s nutrition business and the drivers of its remarkable growth over the

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past few years?

Q: You mentioned ADM has made a number of acquisitions over the past few years. When would you say it

decided to make these businesses a key pillar of growth and why do you think it decided to go in that

direction?

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Q: What value add does ADM provide within nutrition that couldn’t be easily replicated somewhere else?

Cargill has an extensive animal nutrition business. Could you elaborate on some of the value-add products? 9

Q: How do the operating dynamics in nutrition change between animal and human? Are there significant

differences in profitability or growth outlook? You mentioned people now consider animals their kids as

well, and they pay a premium for their food.

Q: Are there any future acquisition opportunities you think would make a great strategic fit within ADM?

What is your outlook for ADM’s appetite to further expand its business?

Q: How capital-intensive is it to build extensive offerings within nutrition? How does that differ across

ADM’s core business lines?

Q: What do you think is the biggest threat to ADM’s operating model or long-term stability?

Q: Is there anything you think investors should know about ADM’s management team and their ability to

execute on priorities?

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ADM (Archer Daniels Midland) – Pivot to High-margin

Products

Transcription begins at 00:00:01 of the recorded material

NH: Welcome to Third Bridge Forum’s Interview, entitled ADM (Archer Daniels Midland) – Pivot to High-

margin Products. I’m Nyree Hinton and I will be facilitating today’s Interview with Mr Paul Woolard, former

Director of Strategy, Business Development and M&A, Corn Processing at ADM.

Paul, before we get started today’s Interview, please state I agree or I disagree to the following statement: You

understand the definition of material non-public information and agree not to disclose any such information,

or any other information which is confidential, during this Interview.

PW: I agree.

NH: Thank you, Paul. Could you start by giving the audience an overview of your background and various

roles you’ve held in the industry?

PW: I have an accounting background. Started my career with KPMG and then spent a bit of time in the

utility industry and then did two stints based in Decatur, Illinois with large global agri businesses. The first

was Tate & Lyle, the British sugar company that had acquired AE Staley Manufacturing, which was

headquartered in Decatur. Then, did a 10-year stint with Archer Daniels Midland. Left there in 2018 to get

closer to some family and so I now head up finance and risk for an ethanol and natural gas trading company

called Eco-Energy.

[00:01:37]

Q: Could you give an overview of the food ingredient and processing industry? What are the main categories,

drivers and competitors?

PW: Just from an overall, the way I look at this is that on a global basis the food ingredient/processing

industry is fairly well-concentrated in a group of large multinational companies that really dominate the space.

Colloquially, it’s known as the ABCDs of the world, Archer Daniels Midland, Bunge, Cargill, and Louis

Dreyfus. Then, below them are a handful of others, but those four are true global ag processing companies that

produce fundamental single ingredients that find their way ubiquitously into the consumer brand and food

markets. They find their way into animal nutrition. They also have a lot of inroads into industrial uses across a

variety of industries. Very concentrated but yet very diverse as far as their touch into everything that we eat or

otherwise consume on the planet.

The big drivers are scale and that’s why we have, over time, reverted to a very short list of true global players.

Certainly, emerging markets within the ABCD world are important. Each of them have made major inroads

into Asia, with ADM’s investment in Wilmar. All of them have very large operations in South America. Really,

fundamentally, Africa, Middle East is the final frontier, if you will. All of them trade into those regions but

none of them really have a major presence in Africa. Primarily limited because there’s just not enough

transportation infrastructure. The drivers of this industry are global scale, global capabilities and ability to

execute across the globe and take advantage of disruptions. If there’s a drought in eastern Europe, how do you

position and move product from South America, US? Vice versa, if there’s a drought in the US, how are you

positioned, how are you scaled so that you can move feedstuff, etc, around the globe to take advantage of

disruptions in the market? At a high level, that’s how I would encapsulate the industry, who the major

Private and confidential 3

competitors are and what has driven us to this point in time in the consolidation of this industry.

[00:05:09]

Q: What industry trends were you monitoring pre-coronavirus?

PW: Certainly, decarbonisation was and continues to be a major initiative across these companies. I think

ESG priorities were very important and have yet become more important as we come through the COVID era.

I think, fundamentally, from a food ingredient standpoint, shifting trends toward plant-based proteins, taste,

texture and regenerative nutrition, and putting a lot more focus on delivering solutions that combat some of

the negative trends that the industry had been tagged with relative to obesity, etc. To me, those are the three

top trends that were prevalent and have become yet more prevalent and more top of mind within these

companies.

[00:06:37]

Q: Could you outline the different businesses ADM [Archer Daniels Midland] operates in and how the

company has been impacted by coronavirus?

PW: Generally, ADM has been on, I would call it a decade-long transition with moving more progressively

toward value-added businesses and trying to shed from the portfolio businesses that have more inherent

volatility. They’ve sold their cocoa business, their fertiliser business, they continue to try to sell a chunk of

their ethanol capacity and, in the meantime, they’ve invested in flavours and fragrances from their acquisition

of Wild Flavors, they acquired a large animal nutrition business in Europe called Neovia. All of that geared

toward moving more toward high-value, higher-margin, value-added businesses and to hamper volatility in

the portfolio. The business has now been organised along three major verticals. Ag services and oilseeds

processing is one combined entity now, carbohydrate solutions, which is the legacy corn processing segment,

and then the nutrition business, which is an amalgamation of the businesses that have been acquired, Wild

Flavors, Neovia. Also, some of the sub-segments that have been latterly part of oilseeds processing and corn

processing in product lines like high-value food, starches, protein derivatives, etc, have all been moved into the

nutrition category. Those are the three main operating businesses that ADM operates in.

From a geographic concentration, fundamentally, the business started in the US and has its biggest

throughput and footprint across all those businesses in the US. Very large presence in both carbohydrate

solutions and ag services, oilseeds in Europe and in nutrition in Europe. Very large presence in South America

in the ag services, oilseeds. A little bit of nutrition in South America. Then, in Asia, they own a fairly

substantial piece of Wilmar which at one time Wilmar had a higher market cap than ADM and ADM, I think,

recently has sold off some of its stake in Wilmar but remains a majority, not a majority but a 20%-ish

ownership in Wilmar which is, effectively, how it is operating in Asia. They do have a port-based carbohydrate

solutions plant in China and there is a very small piece of the nutrition business is also in China. Very big

global footprint. Again, as with most of the ABCDs, they do not have a large presence in Africa, nor in

Australia. ADM had an aborted attempt to acquire GrainCorp in Australia. The competition authority shut that

deal down. That’s probably been about 6-8 years ago. That’s a thumbnail sketch of ADM.

As far as COVID, generally I think ADM has performed very well throughout the COVID time frame. Probably

the business that was most impacted was its ethanol business with US gasoline demand falling off which then

also impacted ethanol demand. Its fundamental food ingredient and animal nutrition businesses, which are

really the flywheel of the business, I think performed very well. The ag services component, which is,

effectively, a grain handling and merchandising component of the business, I think likewise managed pretty

well throughout. The 2020 harvest was a fairly normalised year, from an overall crop production standpoint.

When you have big crops, good crops, ADM performs very well because it touches the bushel of grain multiple

times and extracts margin at every point of the supply chain. Overall, I think ADM’s performance has been

quite good. I think their fiscal year in 2020 was a pretty solid performance year.

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[00:12:08]

Q: Could you elaborate on the advantages of ADM’s global network of processing, storage and transportation

assets? You mentioned scale is important in this industry.

PW: From a global standpoint, I think ADM is maybe only matched by Cargill, from an overall global

network. As I mentioned, it has major operations in all the major continents that both produce and consume

agricultural production. ADM also controls a lot of that network. ADM’s historical viewpoint was it much

preferred to own and control these assets, so they have major operations in rail, truck, barge, both in the US,

South America. They’ve got a river terminal network in Europe as well. They have major port-based facilities

in Germany and in the Netherlands that give them unfettered access to the entire European continent. They do

have some smaller investments in the MENA region. Again, ADM, because of its global scale, is able to then

capitalise on having those assets in position where, when there are disruptions for whatever reason, they can

move fairly quickly and capitalise on opportunities because they have such a broad and deep scale in moving

ag products around the world. Really, Cargill is probably who I would view as the only true competitor to ADM

in that regard. The other major participants, after you get past ADM and Cargill, they might be stronger in

particular regions and maybe not as diverse across. Bunge, as an example, much more focused on oilseeds, not

as strong in carbohydrates, doesn’t have quite the same global reach as ADM and Cargill have.

The customer base of ADM, it’s a global customer base. Many of the multinational consumer branded food

companies call ADM as a major supplier. The Cokes, Pepsis, Unilevers, Krafts are all very key long-term

strategic customers of ADM and ADM provides ingredient solutions across their entire network of products

that they handle. As far as farmer relationships, particularly in the US, ADM has a very large network of

country elevators, river terminals that all deal directly with farmers. ADM generally, across its entire platform,

does not own farmland. It deals transactionally with farmers and has a very robust network, certainly in the

US. Not quite as big in Europe, but certainly in the US has a very close relationship with its farmer customers,

farmer vendors, and has built out a very strong marketing presence to be a solid partner to those farmers as

being the most logical outlet for their crop.

[00:16:29]

Q: What are the challenges of ADM’s very diversified business model?

PW: I’d say the challenge is just, I guess, the cultural diversity that ADM has because it does operate around

the globe, and moulding all those different ways of doing businesses. I think the other challenge that ADM has

historically had is, as it reaches its tentacles into other parts of the world, dealing with appropriate business

practices has been a challenge. It’s not just ADM, the grain industry is ripe with challenges related to foreign

practices and ADM really tries very hard to put a lot of training and programmes in place and controls in

place. That’s an ongoing challenge when you work in a global ag business, and I guess the cultural challenge of

ADM historically was very much a trading, merchandising culture based in Decatur, Illinois in the middle of

the Midwest. As it continues to evolve and make management changes in this whole ESG type of framework, I

think retaining talent is the challenge they’re having in that, as they make improvements in their diversity

profile, etc, I think that’s causing an inflection point for some people. They’ve done several large-scale RIFs,

reduction-in-force initiatives, over the last 5-8 years where several thousands of them, thousands of employees

have been either offered an early retirement incentive or otherwise given an incentive to leave. I think

managing their talent drain is a fairly big challenge that they’ll continue to have as they move the organisation

in a different direction than its historical legacy. I would think those are really the two biggest challenges.

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[00:19:13]

Q: Do you think ADM has the critical scale across each region it has a presence in? You mentioned one of its

deals being blocked six or seven years ago.

PW: Yes, I think that’s a fair point that a challenge is that they don’t have a physical presence in Australia,

which is a major grain producing region and is a pivotal supply chain for the developing market of China and

far Asia. Not having an ability in Australia is a limiting factor. Again, they made a bid to buy GrainCorp and

the competition authority in Australia blocked that transaction, partly out of nationalistic tendencies, etc. Also,

as I mentioned, I think ADM had a business unit that had a major presence in Africa, this cocoa business, but

it sold that. I don’t know that they’re disadvantaged, it’s just that it’s a recognised next frontier of Africa, but

there’s still a lot of infrastructure that needs to be put to play in Africa. It’s not necessarily a large demand

market, but I think everyone still recognises that Africa has an uncapped potential to be an ag production

region and should be able to export a lot of grain and feedstuff but it just doesn’t have the transportation

network. Nobody really has a presence in Africa, but I think particularly, I would say, having no presence in

Australia continues to be a little bit of a challenge for ADM.

[00:21:45]

Q: Are there any other international markets you think ADM has an opportunity to expand in besides Africa?

Can you elaborate on the opportunity of Africa, since it’s under-penetrated?

PW: Again, the only other, maybe, regional area that I can see them making further investment would be

Brazil continues to diversify away somewhat from sugar cane and soybeans, have been the dominant crops,

and there’s more and more conversion to corn in Brazil, in South America but predominantly Brazil. ADM

would not have to do much to capitalise on that. They’re already fairly well-structured there, but I guess I

would remain with ADM would be able to, I think, provide opportunity for large-scale crop production in

Africa and would be able to provide an outlet because it has the nearest port-based facilities to receive those

type of crops from Africa, whether it be Rotterdam or Hamburg. They also have a port deal in Egypt, so they’re

well-positioned, it’s just that it’s going to have to be a public-private partnership in Africa to get enough other

transportation infrastructure to be able to upscale Africa’s ag processing capabilities.

[00:23:34]

Q: ADM has been through a number of business cycles of shedding and purchasing different assets. What

criteria does ADM use when determining a group or a business no longer sits with the overall strategy?

PW: The positive of the new management team that’s been at the helm for the last approximately 10 years of

ADM is that a lot more financial discipline was instituted. Again, going back 30-40 years, ADM ran almost as a

family business up until right at the turn of the century. When Pat Woertz came on from Chevron, she started

making inroads as to changing that culture, then Juan Luciano was brought in and Ray Young, from Dow and

GM respectively, as the CEO and CFO. They have really instilled a lot of discipline around using more

appropriate financial return metrics. The fundamental benchmark that ADM uses is return on invested

capital. They’ve pushed that down to a business unit level where, if a business is not generating returns in

excess of its invested capital base, then it starts showing up on the radar screen as to how do we remedy this

and is it still a core business or is it a business that needs to be considered for disposal or is there a better

owner of this business? It starts with not meeting very prudent and disciplined financial return metrics

starting with ROIC. EVA is also part of the culture, but, effectively, you get to the same answer. Really, looking

at businesses very critically and comparing businesses on a return basis. Also, just fundamental scale, does

this business have the chance to grow and really become a meaningful contributor to the overall portfolio, or

maybe it is making really good returns, but it’s not going to scale and ever be anything that’s going to move the

needle overall. Really, their fundamental measurement is return on invested capital and shedding businesses

that aren’t performing against that metric.

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[00:26:31]

Q: What role have high commodity prices and freight costs played in ADM’s profitability and near-term

margin outlook?

PW: I would say, and when I was there we did a lot of analysis around underlying commodity prices, generally

ADM is able to pass on, particularly any movement in commodity cost doesn’t really impact them. Those

commodity costs, effectively, pass through to the end user through contractual arrangements where the end

user really has the commodity exposure and ADM is simply assessing a processing fee to convert soybeans into

oil and meal and corn into its variety of products. I’d say, as a general rule, higher commodity prices don’t

generally impact ADM’s profitability at face value. Freight costs, likewise, ADM is pretty astute at passing that

cost onto the end user. ADM owns and operates a large transportation network, so it generally is going to be

the lowest-cost transportation source, but even in an environment where fuel costs or other transportation

costs are increasing, ADM historically is pretty adept as passing that cost onto the end user.

[00:28:21]

Q: Could you give an overview of agricultural services, oilseeds and carbohydrate solutions and how ADM has

maintained its market leadership in these business lines?

PW: Fundamentally, in both of those businesses, there has not been a significant amount of change. Those

businesses have been highly concentrated for 15-20 years. I guess the last major transaction was probably

Ingredion’s acquisition of National Starch in the carbohydrate side of the business. In ag services and oilseeds

there just really hasn’t been a large transformative transaction in the industry. Generally, their market share

has stayed fairly constant in the medium-to-long-term historical perspective. The way ADM maintains

leadership is just, because of its scale, it can supply customers across a wide geographic diversity, it can deal

CEO-to-CEO level across all the major global consumer branded food companies. With that, that allows them

to maintain very strong market shares in all the underlying product categories.

Across these businesses, I would say the one area that ADM is probably the weakest would be in high-value

food starches, and this goes back to there was a transaction where a company called National Starch, which

was the market leader globally in food starches, was acquired by, Corn Products is what it was called at the

time and the combined entity is now called Ingredion. ADM typically is probably the number three, number

four food starch player and that rolls up under carbohydrate solutions. I would say they’re behind Tate & Lyle,

Ingredion, and Cargill in that space. They’ve been going through a major initiative, they hired some folks from

Cargill to help them try to build that business, but otherwise they have number one, number two positions

across most all product categories in both of those businesses.

[00:31:31]

Q: Ingredion has made significant headway with its core and speciality ingredients. Could you talk about the

competitive profiles of the two companies and how Ingredion is making significant headway in those

categories compared to ADM?

PW: Structurally, Ingredion, through its acquisition of National Starch, has a much more customer-facing

technical service capability. A lot of the categories where Ingredion and ADM compete are really driven by

deep technical expertise and how ingredients will perform in a food system and having the ability to take sugar

out and replace it with other ingredients, etc. Ingredion really is the number one provider in that space

because it has a very deep tech service capability. ADM just has never had that. ADM’s culture was much more

just commodity-based and didn’t invest in that type of technical resource. To me, that’s the fundamental

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difference and where ADM is continuing to try to catch up, is by building out more people in research, more

technical sales capabilities to be able to compete head-to-head with Ingredion in those categories.

[00:33:31]

Q: What are the key factors driving growth in the agricultural services and oilseeds businesses?

PW: I’d say, again, ag services and oilseeds, it’s a combination of two businesses that previously had been

reported separately. Ag services is the supply chain, merchandising, grain origination arm of ADM and

oilseeds processing is just soy and canola, rapeseed processing facilities and the resulting go-to-market

products that come out of that conversion process. There’s really not much, ag services is a pretty stable,

stagnant business, if you will. There’s really not much growth opportunity there, other than some of these

destination markets that we’ve talked about would fall under the ag services piece of this business unit where

you would try to create a market or an ability to move products into a new demand centre through a port-

based facility or what have you.

On the oilseed side, the trends are, again, more focus on plant-based proteins, etc, which are helping drive

growth in this business. I guess the next big event that’s going to impact the oilseeds business is, in the US,

there’s a large movement towards renewal diesel, which will consume a lot of soy oil, corn oil, animal fats.

Through a conversion process, you can create a drop-in replacement for diesel fuel. It’s not biodiesel, which

has to be blended, that’s a different technology and you end up in a slightly different molecule, but, with

renewable diesel, it’s pure dropped in where you can burn renewable diesel in your engine just as if it was

petroleum diesel. I would say that’s going to impact the oilseeds business. It’ll also have an impact on

carbohydrate solutions for ADM.

[00:36:09]

Q: Could you give an overview of ADM’s nutrition business and the drivers of its remarkable growth over the

past few years?

PW: The nutrition business, again, it’s an amalgamation of several acquisitions and then also some business

lines that were pulled out of oilseeds and carbohydrate solutions. The key building block of the nutrition

business was the acquisition of Wild Flavors in 2014-15 time frame. Then, ADM then combined several other

businesses, has made one other major animal nutrition investment in Neovia, and they have combined human

and animal nutrition under this broad nutrition umbrella.

I’d say the growth has been driven by a couple of key trends. On the human nutrition side, this whole move

toward plant-based proteins, the products that ADM provides, whether it be meat texturisers or pea proteins,

etc, are all reported up under this nutrition segment and have had phenomenal growth in that part of the

business. I think the integration of Wild Flavors into the core ADM business, the whole business case for that

acquisition was sales synergy where ADM, with its key global relationships and single ingredients, could

combine with Wild Flavors and deliver broader flavour solutions to its customer base. One of the on-trend

changes in the global diet is more focus on taste and texture and combining Wild Flavors with ADM’s core

flywheel strength in large commodity ingredients has generated growth for the nutrition side of the business.

I’d say the third trend is on the pet food side of the business. ADM, through the acquisition of Neovia and a

legacy business that it had called Alliance Nutrition, has made major inroads into supplying ingredients into

the pet food and pet treat business. Both pre-pandemic and in the midst of COVID, those categories have seen

phenomenal growth. Some people spend more money feeding their pets than they do their kids, it seems,

based on the trends. They spend a lot of money on their pets, let’s just say that, and ADM has certainly

capitalised on that and was well-positioned to take advantage and to benefit from that changing dynamic in

pet nutrition.

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[00:39:28]

Q: You mentioned ADM has made a number of acquisitions over the past few years. When would you say it

decided to make these businesses a key pillar of growth and why do you think it decided to go in that

direction?

PW: I’d really line it up with when Juan Luciano was hired as first Chief Operating Officer and then very

quickly was elevated to Chairman and CEO of ADM. About the same time, Ray Young was brought in as the

Chief Financial Officer from General Motors. I think together they set strategy around, again, moving ADM

more toward value-added ingredients and value-added businesses and de-emphasising businesses that had

inherently more volatility. On that journey is where they formulated and, in their onboarding to ADM, they

realised that ADM had, buried within its legacy businesses, pretty interesting, pretty valuable food ingredient,

food nutrition and animal nutrition businesses and made the determination to pull them forward, to really

build around that as the inflection point, the pivot that they’ve made toward a different margin environment.

Once they set about doing that, Wild Flavors, I don’t think they were targeting Wild Flavors, I think it was an

opportunistic acquisition and went ahead and made that decision.

It is somewhat interesting thing that historically, pre-2010-ish time frame, 2011, about the time Juan and Ray

came on board, ADM historically was not an acquisitive company. The legacy culture was, “Why pay a multiple

premium for a business? Let’s wait until a business fails and buy it out of bankruptcy or buy it when it’s

distressed.” The historical context, that’s how ADM had grown a lot of its businesses, was by capitalising when

other businesses had struggled and failed. Historically, ADM was not an acquisitive company and nor was it a

company that paid market multiples for companies. That’s the strategy that’s been deployed, has been to buy

Wild Flavors at fairly steep multiples, buy Neovia, but then ring a tremendous amount of synergies and

savings out of those businesses through pretty good discipline and pretty good execution. It’s hard to argue

that they’ve not done very well at integrating those businesses and growing the total opportunity after paying

premiums for those businesses.

[00:42:57]

Q: What value add does ADM provide within nutrition that couldn’t be easily replicated somewhere else?

Cargill has an extensive animal nutrition business. Could you elaborate on some of the value-add products?

PW: I’d say, again, ADM and Cargill are really unparalleled in their ability. Really, what’s the value add in

both of those cases is that each of those entities controls a significant piece of the value chain, from originating

the crop from the farmer to putting the pet treat in the bag that gets sold to the end-user customer, and having

a lot control over the value chain from beginning to end. I do think that, and having a global capability to

deliver those solutions and to tailor the solutions by geography, and to move ingredients around the globe so

that you’re able to capitalise on that. I think that is, to me, the value add of the nutrition business of ADM, is

that it controls virtually every piece of the value chain all the way to the end user. It doesn’t have branded

exposure, but they do a lot of co-packing and a lot of private label things. That’s what differentiates ADM and

Cargill, in their nutrition segments, from the other businesses that they compete with in those spaces. Tate &

Lyle, Ingredion, while very savvy competitors in certain segments, they just don’t have the global scale and

global capability that ADM and Cargill have.

[00:44:58]

Q: How do the operating dynamics in nutrition change between animal and human? Are there significant

differences in profitability or growth outlook? You mentioned people now consider animals their kids as well,

and they pay a premium for their food.

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PW: Actually, in my opinion, it’s very hard, really, to distinguish and the profiles. They run very parallel and

you have virtually similar regulatory dynamics to work through, both from an animal nutrition and human

nutrition side of things. Fundamentally, at the end of the day, gut health is something that you think about in

animals and it’s something that we think about on the human side, so the operating dynamics between human

and animal nutrition, in my mind, are not different. They’re parallel and they run very similar. I’d say the one

slight difference is that particularly in pet food I think the margins are higher, the growth is probably higher. I

wouldn’t say it’s materially higher and it’s a slightly different final go-to-market where, as I mentioned, they

do a lot of co-packing and private label-type activity for treats and kibbles and things like that, which you don’t

really see ADM participating in the human nutrition side. On the human side, it’s all single ingredients or

blends that go into a formulation for Kraft or Unilever or Coke or Pepsi, but they do go maybe one more step

in the pet food side of things. At the end of the day, I would say it’s indistinguishable, the operating model and

the margin environment, as you move through these two different components of the nutrition business.

[00:47:32]

Q: Are there any future acquisition opportunities you think would make a great strategic fit within ADM?

What is your outlook for ADM’s appetite to further expand its business?

PW: I guess the one area which I’m sure they’re watching very closely and determining do they want to get

back into the business, it would be on the alternative meat space. I think that it’s fairly well-understood that

they have been a participant in several of the plant-based meat companies, in their growth and development,

and they supply ingredients into those platforms. If you go way back in time, ADM actually had a retail soy

burger that it took to market in the ’80s, early ’90s, and I think they sold off or got out of that business.

They’ve been in the retail meat business before, got out of it, but, as I sit back and look at the landscape, I

wonder if that might be an avenue that they might add a plant-based meat alternative to their portfolio. I

haven’t really thought through the dynamics of it, that if they pick one, then that means they can’t sell

ingredients to the other ones that are out there, but I would say plant-based meat might be an area. That’s one

place where they are differentiated from Cargill, where Cargill does have a pretty significant retail meat

presence. I think in all species, it has a very large presence in meat production and that might be an area that I

could see ADM moving toward. Otherwise, I’m not aware. That’s, to me, the most logical, maybe, potential

avenue, would be plant-based meat or meat alternatives and adding a company to the portfolio that’s directly

in that business.

[00:50:30]

Q: How capital-intensive is it to build extensive offerings within nutrition? How does that differ across ADM’s

core business lines?

PW: I think, generally, building new plant capabilities, production capabilities is a pretty capital-intensive

proposition. I mentioned earlier, they’ve been trying to build and increase their capabilities in food starches.

One of the challenges was to really truly build a capability was going to be a fairly large CAPEX, hundreds of

millions of dollars to build a food starch dedicated production facility. When I left, they were still trying to

figure out, “How do we do this on a capital-light basis?” I would say, generally, moving into new offerings in

nutrition does present some capital challenges because it is fairly specialised equipment that can’t be utilised

for other opportunities, etc. I think, generally, you would say that nutrition CAPEX is going to be some

multiple higher than just basic processing that it does in soybeans and corn. I do think the nutrition business

as far as moving into new lines, and particularly with that dynamic of being measured very heavily on return

on invested capital can create a little bit of a disincentive to do something new. If I put USD 300m in a new

plant, that’s going to hit my invested capital very quickly and then I’m going to take 10 years to build it and get

scale where I’m fully utilising. That’s really going to hurt my returns, and so that is a bit of a challenge and I

think somewhat therein is why they’ve chosen to acquire businesses vs build.

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[00:53:03]

Q: What do you think is the biggest threat to ADM’s operating model or long-term stability?

PW: Again, to me, the biggest threat that ADM faces in the next near-to-medium term is just making this

transition from the old-guard merchandising culture to the new way of thinking, new way of managing,

replacing some senior talent that had grown up in the business with people that have come from outside in. I

would just say cultural diversity, and cultural change, to me, is the biggest threat to ADM’s operating model. I

think another threat is, with all of the headcount reductions that they’ve done, etc, continuing to operate their

flywheel processing plants with the same efficiency, with the same safety while you’re making all these other

cultural changes is a pretty big challenge to them. To me, those are the bigger challenges. The fundamentals

are all there, the infrastructure is all there. It’s just making sure you’ve got the right people that are capable of

operating these businesses in a safe and healthy manner when you’ve taken a lot of talent out of the

organisation.

[00:55:11]

Q: Is there anything you think investors should know about ADM’s management team and their ability to

execute on priorities?

PW: I think, at the end of the day, the management team has done a very solid job and has generated very

good returns for the shareholder. When I arrived at ADM in 2009, all the focus was on, “How do we get to a

USD 60 share price?” 12 years on, they’re almost to USD 60 a share, so it’s taken a while to get there, but

they’ve executed, they’ve instilled a lot of discipline in the business and the share price has been reflective of

that over the last couple of months. Certainly, their share price has benefited from general market uptick, but,

at the end of the day, ADM is a very solid cash-generating, fortress balance sheet company and even though

I’m not there any more, I’m still bullish on their capabilities and their position in the global marketplace. I’m

still very upbeat on ADM and still have nothing but high regard for their capabilities and how they’ve

executed.

[00:57:21]

NH: We will now end the Interview. Let me close by saying thanks again, Paul, for your input. Thank you,

clients, for joining Third Bridge Forum’s Interview today. Paul, a really great Interview. Loved the insights,

very knowledgeable. I’m sure clients were pleased as well. I hope you all have a great day.

PW: Thank you. Bye-bye.

Transcription ends at 00:57:44 of the recorded material

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